what is cryptocurrency for dummies

Cryptocurrency & Bitcoin are talked about every where, Now it's normal to see big names discussing Cryptocurrency on all the main stream news outlets and there's a lot of celebrities on social sites talking about Cryptocurrency everyday. But, where do you begin if you are a newbie? Nobody wants to be the dummy drowning alone in the ocean of over 10,000 unique Cryptocurrencies,  We found out that Cryptocurrency is a hot subject for some people. It can lead to heated discussions! Another time we could go on and on about the different use cases and legality of different coins.. Below are some of the basics.

How Would You Describe Cryptocurrency For Dummies?

Cryptocurrency is kept safe and secure on a blockchain. A blockchain is comprised of a bunch of computers running the same program that records new information,  (With special keys and encryption) but they all must agree that the new data (Coin/transaction) is legit according to each record they have on file. 

Short story: When I was in high school. (in the 80's) I daydreamed about hacking into the schools computer system and changing my grades. If they were running on a blockchain .. this could never happen because all the other computers would not  agree with the alterations. (They would still have the correct history on file.)  One day schools may keep student records on Block chains because blockchains have hundreds of uses today.  Many newbies mistakenly think block chains can be easly hacked.  I hope this helps you understand how your coins are kept safe and secure. 

Since cryptocurrency is kept on a blockchain, (A network of computers around the world)  there is no need for a bank or financial institution to send, receive and store your crypto. Granted, it's nice to be able to call your bank to check on your balance or a deposit, but it's irritating when they question large withdraws or your account gets frozen by mistake. Cryptocurrency provides an alternative for those who are  "unbanked" and frustrated with the banking system.   

What Can I Buy With Bitcoin

Most cryptocurrency coins can be converted into Bitcoin. Since Bitcoin is so popular ... you must be able to buy a lot of stuff with it,  right? Yes but most likely if you try to purchase your groceries with Bitcoin ... the transaction will not get approved. (Unless you have our multi currency debit card! Ask me  to see a presentation)  A slower alternative is to use an exchange to convert your crypto into your local currency and then send the cash to your bank. ( I have used the  coinbase exchange without any problems )  Another popular way to make purchases with Bitcoin is to exchange your bitcoin for gift cards. (eg: Amazon gift certificates)

Is Bitcoin A Currency?

How good is Bitcoin if used  as a currency anyway? Bitcoin is very volatile. That's why few vendors accept it. Many people and governments consider Bitcoin to be an asset. (like gold or land)  Just think though, you could have bought 3 Bitcoins for one penny at one time and sold them last year for around $60,000 each! Exciting for you. Bummer for the seller. Or, you could have bought a bitcoin last year for around $60,000 and watch it drop to $35,000 this year. See the problem?

A majority of cryptocurrency holders acquire their crypto in hopes of selling it later for a profit. Buying crypto is kind of like buying stocks on a stock exchange except you can move it to a private wallet. Crypto wallets are very simple. They have an in address and  a place to put a send to address to send crypto to another wallet. Wallets can be on your phone, a (free) website, your computer or on other exchanges. 


Bitcoin Retracement In 2022

dummies buying crypto

Cryptocurrency definetly exploded in 2021. Surveys suggest that nearly half of the cryptocurrency holders got involved for the first time in 2021, The cryptocurrency market is believed to be worth around two trillion dollars. Leading coins like Etherium and Bitcoin reached their highs before the end of 2021 then fell sharply, With so many new investors getting involved,  the next run may be even more fierce!

How To Buy Bitcoin

Bitcoin or Ethereum is most commonly used to purchase other (lesser known)  cryptocurrencies. Lesser known coins are called "Alt Coins".  So,  How to buy Bitcoin or Etherum? Most people use an exchange like Coinbase.  You can link your bank account with coinbase and send funds back and forth. Our crypto debit card also allows you to purchase crypto in the back office. There's also fun ways to earn crypto online. I earned over 6000 crypto payments in 2021 for inviting people to watch a video.   Once you have crypto, you can put it to work to get more. Example: Defi, nodes and mining) The earning potential is generally much higher than you would get at a regular bank. 

Which Cryptos to Buy?

If we told you it could be taken as financial advice and financial advice is highly regulated in our country. Here are some basic concepts.  It is easy to get overwhelmed. The Crypto with the highest market cap (Bitcoin & Ether ) tends to get most of the attention, Most investors look at market capitalism first. Then supply. Is their crypto coin supply limited or unlimited? For example, Bitcoin's limit is 21 million. Next, read their white paper. It explains the crypto coin's purpose, the technology, and their vision behind it. Next, Coin use cases. Will others easily understand the use and demand for the coin?  And finally, The Community. I like to see thousands of coin holders excited about the project and telling their friends.

Pioneering Your Path to Multiple Earnings